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Welcome. The Unofficial SMART Scholarship Forum is fully supported through this banner add. In the past, I have relied on this income to pay for all hosting and domain charges, but it has only covered half of my expenses in recent years. If this is the first time you are seeing a banner here, it is because an adblocker has prevented it from appearing (I don't blame you). If you have found this forum valuable, I would appreciate it if you consider supporting its upkeep.

Thank you for being a part of this community.

-Chris